MySmartEMoney, an account free transfer system* gives you possession of electronic bills and resembles payment with physical cash. MySmartEMoney is a bearer digital cash system, meaning that someone who holds an electronic bill is considered to be  its lawful owner. MySmartEMoney transforms any smartphone, PC, iPad into an ATM.

MySmartEMoney exists in different denominations of electronic bills. MySmartEMoney will never leave the secured server on which it is created and stored. MySmartEMoney ownership is identified by the bill name and password. The issuer of MySmartEMoney does not create more electronic bills than the amount of cash deposited. The owner's wallet application keeps record of electronic bills and handles receipt and spending of electronic bills.

The concept  behind MySmartEMoney is that a person who knows the name of a bill and its password is considered the lawful owner of that bill. Therefore, the owner can change the password at any time to secure his ownership.

The combination of MySmartEMoney and its corresponding Wallet application empowers consumers to make transactions at  anytime, to anyone, from anywhere with their smartphone or computer. Additionally, stores can collect all their proceeds without any credit or debit card discounts and banks can execute their transfers 24/7.

This is only a demo version of MySmartEMoney, which helps users understand the system by allowing them to create gratis electronic bills and simulate transaction processes without actually paying anything for electronic bills. Click to create new bills

 CLICK HERE FOR A QUICK DEMO VIDEO

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